The Modern Mom
November 5, 2016

When you have an asphalt driveway, you want to do everything possible to protect your investment. This kind of driveway material is often easier to protect than a concrete driveway, and you won’t be able to see oil stains or other items on the driveway, which can help with the aesthetics. A company that offers sealcoating in Minneapolis can apply products that will prolong the life of the driveway that you enjoy.

If you have concerns about applying a sealcoat to the driveway, then simply look at the roads that you drive on in town. You’ll see that there might be places where the asphalt is cracking from every day use. If the roads were properly treated like your driveway, then they might not crack as much or need to be paved entirely every few years. This is similar to your driveway. When you take the time to seal the asphalt, you are helping to prevent cracks and other issues that might arise. It will give you a product at the home that you can drive on and walk on without worrying about what it looks like. It can also help to prevent grass from growing through cracks that are formed.

When the driveway is sealed in the proper manner, it can repel water, which is a good thing because if water gets into the asphalt and freezes, then it can cause cracks to form when the water thaws. The sun and oxygen can also damage the surface. These are resources that the driveway will face every day, but the color can fade, and the sun can sometimes cause the asphalt to begin to get soft if you live in a hot climate. With the proper sealing, you’ll see that the driveway keeps its color a little longer and doesn’t become soft as quickly, which is a benefit when walking on the surface, especially in high-heeled shoes. Oil will have a hard time collecting on the surface, which is good for any animals that you have outside. The lack of oil gathering on the surface will also prevent people who are walking on the driveway from slipping and falling if they step in the oil.

November 3, 2016

Some brokers give complete services while a few of them just take care of the orders that you make for a specific trade. Keeping in light of this need, a great broker always supplies you with a minimum investment and a little trade limit. Second, you need to have a really good broker.

An excellent Forexbroker is somebody who will supply you with up to date knowledge, very low spread, very low minimum deposit with very low commissions. If you’re currently using someone that’s not giving you exactly what you need, then they are not the best forex brokers for you.  In order for you to get the best forex broker, you should try finding a number of different things.

In the event that the broker won’t be able to determine the actual time for placing orders in the foreign exchange market, having him in your team is not going to be an excellent decision if you are aiming for more profit.

To start with, this broker gives an extremely low minimum deposit. Hence, make sure your broker will allow you trade for a little total. If you find yourself stuck in a situation that even he, doesn’t know what to do, you know then that it is time to look for a new broker.

There are many Forex brokers present today throughout the world so, locating the best can be a little tough and it would definitely take time. With all these brokers on the market, selecting the ideal one gets extremely tough. A good broker should possess the knowledge and he should be able to offer good  strategies that will help you along the trading venture.

Your broker should be able to teach you on what to do in different cases like for example, if you discover yourself logged on once the marketplace is slow and calm, it is advisable to just return later and not waste your time. He should also be giving you bits of advice like making certain that as soon as you start trading, you are not supposed to be doing whatever is unrelated to it because you will need to focus on the marketplace. Learning about trading is not as easy as learning about forex and its related niche. It is a bit complicated because it is a part of the world’s largest financial sector. Thus, having someone to assist you is really a big help.

By means of dummy accounts, it is easier to learn the forex trading with no investment. Undoubtedly,  Forex trading is among one of the excellent methods to make tons of money in a short period of time, though it is often misunderstood as one of the best methods to make quick money.

Every trader differs. New traders need not be intimidated by the appearance of the websites since they will simply help newbies find the things that they need. Another plus is they and can use the system effortlessly. Currency traders have to devote a great deal of effort to learn everything.

Trading is a wonderful chance for investors. Any trading on the internet can appear challenging. It is much superior to manual trading. In fact, although, foreign currency trading is not as easy as it looks, never forget the fact that the choice of a broker is totally dependent upon the essence of the trader. Choose a broker who completely fulfills your trading requirements.

To put it differently, brokers generally have a lower motivation that will help you make your investment a profit. There are various well-known brokers in the market, and in case you don’t know, 4xp is regarded as the very best forex broker.

October 12, 2016

If you have some time on your hands, consider getting free estimates from general contractors about remodeling your living room. It’s usually a space with a blank canvas so that you can add the colors, patterns and decorations that you want to see, turning the room into an area that the family enjoys.

You probably update your wardrobe with the change of each season. Why not do the same with the living room? Add a few new pieces that reflect the season of the year, such as brown and orange colors in the fall and pink or green in the spring. Give the room an upbeat look that coincides with the time of year, and you’ll soon see that you can easily have a different living room every year with the items that you purchase. Large pieces should be neutral in color to make it easier to add the other accent colors, such as pillows, rugs and pictures.

A sophisticated room could include a mirror over the fireplace with silver accents or a coffee table with silver legs and a glass top. Silver is sometimes a good color to use in the living room as long as it’s paired with a light color, such as teal or yellow. The colors bring each other out in the room, and you’ll have a space that is beautiful to look at while stylish.

If the living room doubles as your entry space or your work area, consider blocking off each area of the room so that you can tell the difference in where to sit and relax and where to work. Add a desk to the room that blends with the other colors and decorations. Consider using a welcoming wallpaper on one wall and a different pattern in the rest of the room that will serve as the living space. Living room furniture can be kept to a large area rug while the entryway can be positioned along the farthest wall near the door. Another fun design is to place two couches with their backs to each other and a coffee table in front of each couch. This will give two conversation areas, especially if you plan on having a lot of people over at the house.

October 3, 2016

Gift baskets is a personal way of presenting small gifts for a specific purpose. It has been a popular gift idea for Christmas, especially for employers who give away Christmas gift baskets of holiday treats to its employees as part of their holiday gift-giving. However, gift baskets aren’t restricted to food and treats – you can easily customize one according to the recipient’s preferences or favorites. You can easily shop for gift baskets online. Catalog shopping websites such as www.creditcatalogs.co.uk often have gift ideas categorized so you can easily find one what you are looking for, or find a gift idea for a loved one.

Here are some Christmas gift basket ideas you can make yourself. These baskets contain little things that aren’t necessarily expensive so you can easily stretch your budget to accommodate everyone on your Christmas list:

  1. For the coffee lovers. Fill a basket with coffee mugs, a coffee table book (about coffee, to drive your idea even further), gourmet coffee and some cupcakes or English bread to make a fantastic combination.
  2. For the chocolate lovers. Bake a tray of cookies, put in some chocolate sauces  and chips – different types if you want and a bunch of recipes she can do with them. Another idea is to buy a bunch of commercial chocolates and arrange them into a cake!
  3. For the grandparents or special relatives. Give a basket full of work done by the children – frames, artwork, cards. Don’t forget to include pictures of them – better to have it frames. Photobooks and calendars are also a very much appreciated present. Take time to make them!
  4. For friends. Give them a traditional gift basket – full of Christmas goodies. Homemade apple cider mixes or chocolate marshallow mugs, ingredients for a traditional Christmas dish you usually make for them or you enjoy together.
  5. For those with little babies. Assemble a baby survival kit – a comfy breastfeeding pillow, packed dinners to get them by, scented candles to relax the stress away and even a little certificate offering your babysitting service (for free!). Parents of new babies most appreciate the gift of free time. Give them that!
  6. For the health buffs. Assemble organic products ranging from hair and skin care to food supplements. Put in some essential oils to make it more fragrant!
  7. For your boss or your co-workers. Fill a box (not a basket) with a day planner, some pens, a subscription to a business magazine, a coffee mug or tumbler with their name on it and a Starbucks gift card – these are essential company work items at any office!
  8. For the athletes on your list. Fill a tote bag with a water bottle, some microfiber towels, power bars, sports drinks, non-slip fabric headbands, exercise gloves and even a spa certificate for a massage.

These gift basket ideas hopefully will jumpstart your creativity in thinking your own for the special people in your life! Take these ideas, mix them up and customize it for your family and friends!

September 26, 2016

headphones

My son was panicking the other day when he thought his beyerdynamic dt770 was missing. He should be because those aren’t just ordinary headphones. They are studio headphones with a wonderful balanced sound. They are quite expensive and he saved his school allowance to buy them. He looked all over the place and almost turned his bedroom upside down looking for it. It turned out that he placed it in his gym bag and left it in the car. Boys!

September 12, 2016

Hello there! I am sorry for not updating this blog for a long time. So many things happened to me in the last six months. My house help decided to seek for greener pastures and I was left with all the chores at home. Not really complaining here, but my work as a blogger and a VA had to suffer because of this. Anyway, I was able to hire another help just recently.

We also bought a new home and moved in last month. This is what we have been working on for the last few weeks. The renovation! I know we shouldn’t have moved in until all the work is finished, but we had this belief (part of having some Chinese blood in me) that it is not so lucky to move in during the Ghost Month (August), so come hell and high water, we moved in on July 31st.

Oh, you can just imagine the mess when too many people are working at the same time. We’ve got painters, carpenters and installers all around the house. I was also busy shopping for materials, paints, furniture and checking out this sampletank and other samples. Here are some of the makeovers we have done so far.

img_5816

Before

screen-shot-2016-09-10-at-11-09-53-pm

After

img_3784

Before

img_3860

After

img_5800

Before

img_3962

After

img_5810

Pocket Garden

Next time I will be sharing photos of what we did with the rooms. Til then!

May 25, 2016

Everyone knows that using coupons can help you save at the grocery store, but many people actually spend more because of those coupons. They cut coupons for ingredients or products they want to try or think they might need and wind up spending more than ever just to save a few dollars. Other methods that some swear by may leave you without the groceries that you need or with products that you don’t like. If you want to shop smart and save money, check out a few ways to save at the store.

Shop and Plan Around Ads

Grocery stores place weekly ad circulars in newspapers every Sunday. Checking out those ads before you shop can help you save a bundle. Instead of planning your meals and snacks before you reach the store, check the ads to see which ingredients are on sale. Plan your meals around the items that you can get for less. Going over the ads and basing meals around the ingredients that are cheapest that week can help you save a bundle.

Look Outside Your Comfort Zone

Stores today use different methods to appeal to different types of shoppers. That is why you see the most sugary snacks and cereals on lower shelves. While adults have a hard time seeing those products, those shelves are eye level with the kids in their carts. If you’re like most shoppers, you probably hit the same aisles, follow the same path and even check the same shelves every time you shop. Looking outside your comfort zone, including going down a new aisle and checking the shelves above and below where you typically shop, can help you save.

Buy Only What You Can Carry

The inventor of grocery carts created those carts as a way to get shoppers to spend more money. He noticed that customers would stop shopping as soon as the baskets they carried grew too heavy. Many people using carts feel tempted to fill those carts or add more items than they need. Instead of using a cart, bring along your own reusable shopping bag. Many stores now sell canvas bags with logo near the front of the shop. Buy only the number of products that you can fit inside one or two of those bags. With these shopping tips, you can save more than ever at the grocery store.

April 6, 2016

If you are a stay-at-home mom who wants to earn a little extra money without having to leave your home, there is good news. Whether you do not want to leave because you want to be home with your small children or you feel like you have been out of the traditional workplace for too long to reenter the market just yet, here are three ways you can make money from home:

Selling Items Online

There are many online sites which allow you to sell items. If you crochet, knit, paint, or have another related talent, you might be able to make items and sell them online for a fairly decent profit. If you are less artsy, selling your kids’ old toys or clothing or selling other items your family no longer uses can make you a little extra cash. Old electronics, books, and movies are often popular items for online buyers.

Taking Online Surveys

Online surveys allow you to share your opinion on a variety of topics. While some surveys are about specific products, others are about hot news topics. Crowdology surveys or surveys from other reputable sites generally only take a few minutes of your time to complete. At the very least, you can start making extra spending money for the little extras you have been wanting to buy.

Doing Medical Transcription

While a prior knowledge of medical terminology is helpful, many medical transcription programs allow you to learn the terminology and get your certificate in a short time. You can then listen to voice recordings and transcribe them for health care workers. This can be done from home, using your own computer.

One of the great things about making money from home is that you can often decide when you want to work and how long you want to work. As a stay-at-home mom, you may decide to only put in a few hours a week, or if you have older children, you may want to work the whole time they are in school. You may decide to only work when your family is short on money, such as when a medical emergency or vehicle repair creates an added expense, or you may decide to make working from home a regular thing. How much you earn while working from home really depends upon how much time you put in.

April 4, 2016

An office space should entail necessary resources to ensure tasks are carried out in the most efficient manner possible. Although, it can be bittersweet having an office at home. For instance, it is great when the kids come home from school and you can conveniently make them a fresh snack. At the same time, other family members may not respect your privacy and can barge in at peak times of concentration

Not to worry because there are certain measures that can be taken to have a fruitacious working experience from home.

  1. Select an appropriate room.
    It is advisable to choose a room that isn’t parked right next to the living room. Avoid these disturbances as people will most likely be in out of that area whilst blasting the TV. Instead, pick a room that is more secluded from the rest of the house so that you feel like you are really out of the house.
  1. Pick your own furniture.
    The benefit of building your own office is that you have the privilege of selecting your furniture at  the beauty of your own comfort. That being said picking a recliner couch to curl up in probably won’t be the wisest idea unless you want it to be your personalized nap room. This does not mean that you should disregard your comfort. Instead, go for an office chair that conforms to your back, with extra support and padding to compose your posture. Furniture online is definitely the more affordable option if you are looking for budget-friendly interior.
  1. Put a do not disturb sign on your door.
    If you want your family members to take you seriously then you need to take your work seriously. Act like you are not at home. For example, if the landline telephone rings don’t answer it because “you are at work”. Simply keep your mobile phone with you switched on silent mode and only use for emergencies.
  1. Lock your door even when you aren’t in the space.
    Believe it or not, this will keep your office much more tidy as opposed to leaving it open all the time. First of all, it will not be messy as your kids won’t be able to bring their clutter into the room. This tactic will also prevent the loss of important pieces of information. Documents won’t go mysteriously missing because whatever comes in the room stays in the room!
March 22, 2016

Too many empty jam jars? Then use them as spool servers. Simply use a hammer and nail to punch a hole in the lid of a clean jar, then pop a ball of twine in the jar, thread the string through the hole and secure the lid. For a cute touch, you can glue a fabric to the lid.

IMG_2730