Your life insurance should allow your family to maintain its current standard of living if in case the unthinkable happens and you or your spouse dies. Workplace life insurance policies usually cover you only for the amount of your annual salary, so it’s wise to get a supplemental policy. Normally, your employer gets you the cheapest and most popular types. This won’t be enough to ensure your family’s future because prices continue to rise. Get your life insurance quotes and switch or update to a newer, more permanent form of insurance.