Our friends motorhome is quite old. It’s still in good condition but it has its bad days. I has some sentimental value and he wants to hold on to it. It has seen many vacations with his family. Bit there were times when their trips are ruined when their RV would have its rare tantrums. Repairs can be expensive at times. So he took out a mechanical breakdown insurance for it. It still has its bad days from time to time but it doesn’t burn a hole in pocket now.